Cosmetic surgery is growing in popularity, and some procedures are even becoming commonplace. While this has made it more affordable over the years, financing a cosmetic surgery is sometimes still necessary. Many people aren’t even aware that financing a cosmetic surgery is possible.
Financing is an option that levels the playing field making cosmetic surgery cost-effective for almost anyone. This means you no longer need to forgo that procedure you’ve always wanted because you assumed it was too costly. People often incorrectly assume that cosmetic procedures must be paid in full ahead of time, and that just isn’t the case anymore.
Here’s what you need to do.
Choose Your Procedure and Get Prequalified
The first step in financing cosmetic surgery is to choose the procedure you want and get prequalified. Many times, prequalification is a simple process that doesn’t even require a social security number. All you need to provide is your name and contact information for a soft credit inquiry.
A soft inquiry does not negatively affect your credit score. You can get prequalified and determine a ballpark cost for your desired procedure. This will also give you an idea of the type of payments that will be expected monthly should you choose to go this route.
Choose a Surgeon and Book Your Consultation
The next step in the process is to choose a surgeon for your desired procedure. Each cosmetic surgeon typically has a focused specialty that will help you narrow your selection, but some of them do have more than one area of expertise. Once you’ve chosen a plastic surgeon, or maybe two, it’s time to book a consultation with their office.
The consultation is where you’ll get to ask all your questions about the procedure, the recovery time, and achieving your desired results. You’ll find out if your desired results can be achieved in a single procedure and what you need to do to maintain the results.
You’ll get to meet the surgeon and the office staff as well. Sometimes it may be necessary to consult with more than one surgeon before making a final decision.
Pay the Booking Fee and Complete the Loan Application
During your consultation, the cosmetic surgeon will give you a final quote for the desired procedure. If you accept their quote, it will be time to pay the booking fee and complete your final loan application. This step in the process is what funds the surgery for you.
Upon completing the loan application, your surgeon will be paid in full for the procedure. This means you’ll only need to focus on following the doctor’s orders to fully recover and hopefully achieve your desired results. You can also take the necessary steps to maintain the results of your cosmetic procedure.
You will then begin making monthly payments to repay the loan for your cosmetic procedure. Payments can be made easily from the comfort of your own home. You will not need to visit the surgeon to make payments on your loan because the surgeon will have been paid in full before the surgery. Financing a cosmetic procedure means you don’t have to scramble to come up with a large sum of money to pay for your surgery beforehand.
Financing a Cosmetic Procedure
Financing a cosmetic procedure is as easy as shopping on your mobile phone. You no longer need to visit a bank and share personal information with strangers who may or may not see the value in the procedure you want. No more borrowing money from friends and family or taking money out of savings to pay for the cosmetic procedure you want.
Simply partner with the right company that takes care of all the legwork for you and follows the easy on-screen instructions. Provide your contact information and choose the procedure you want. Book a consultation with the surgeon and complete the loan application. Then have the surgery and begin making monthly payments as you recover.
Financing a cosmetic procedure makes it affordable for people from all walks of life. Sometimes the procedure may be sought out strictly for vanity reasons and other times it may be a reconstruction of sorts to correct an abnormality. Insurance often does not cover the expenditure of any procedure labeled as cosmetic but that doesn’t mean that it isn’t necessary. Financing a cosmetic procedure is the easiest way to make it accessible to almost anyone, no matter the motivation behind the procedure.